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10 Tips to Protect Yourself From Charity Scams


       
     
       




10 Tips to Protect Yourself From Charity Scams


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Charity scammers are very clever -- they know exactly what heartstrings to tug and
how to make you think the scam is real. Here are 10 tips to help spot charity
scams:

1. Ask for the name, address, and phone number of the charity -- and whether or
not it is registered. If the presenters claim that it is registered, get a registration
number.

Fake charity scammers often set up quasi-legitimate agencies so that, at first
glance, they look real; they may also name themselves something similar to other
legitimate charities.

They may even carry 'ID' in the name of the charity, complete with a logo.

The Better Business Bureau Wise Giving Alliance offers information about national
charities; you can call 703-276-0100 or go to their website:

http://www.give.org

If you're trying to figure out whether or not some particular charity is worthy of
support, check out this section of the site:


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http://www.give.org/reports/index.asp

They publish their standards for rating charities, and then rate over 600 different
charities using these standards.

2. Be especially cautious about getting a charity donation request by email. Most
legitimate charities don't use email for their solicitations. (Some legitimate charities
will email people who have donated before -- but never respond to requests where
you've never donated.)

Remember our motto: if it's spam, it's a scam.

3. Verify with the office of the charity that there is indeed a campaign going on, or
that they've authorized the charity drive that you're being invited to contribute to.

4. Be especially wary about charities that claim to be raising funds for the local
police or firefighters. Check with them first!

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5. Ask what percentage of your donation goes directly to the cause. Legitimate
charities will have ready answers because they are used to the question. :-)

6. Don't ever donate cash if you can help it. Write a check to the charity -- not to
the person standing in front of you. This also helps you document the donation for
your records and for your tax return.

7. Get a receipt with the name of the charity on it.

8. Don't give in to pressure or 'guilt trips' about 'suggested donations' or 'requested
minimum contributions.' Once you've determined that the charity is legitimate and
you've decided you want to ......
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